Our Coverage
Benefits Provided by MPPS
- Claims
- Investigations
- Disciplinary procedures by the government, Medical Council, Coroner’s court or other official bodies
- Preparing for inquests
- Examination
- Regulatory Hearings
- Criminal proceedings
- Indemnity for Good Samaritan Acts
- Other proceedings initiated by the Committee of the HA
Advice Provided by MPPS
- Medicolegal advisory service
- Complaints
- Counselling and supports
MPPS coverage offers both legal assistance and indemnity for GDA and HKPDA doctors. We also cover overseas training for up to six months and voluntary medical work within Hong Kong. Moreover, our medical negligence coverage not only to good Samaritan cases.
Due to a recent court case awarded a plaintiff over HK$16 million in compensation for a traffic accident, this year we have launched a new coverage amount for public doctors.
| Option 1: | Option 2: |
| At an annual premium of $4,204.201, a sum insured of HK$10,000,000 is provided per case and policy year for all levels of medical officer and specialization. | At an annual premium of $6,206.201 for all grades of medical officer and specialization, a sum insured of HK$20,000,000 is provided per case and policy year. |
As a “claims-made basis” insurance, when an insured member has paid five years of premium or above immediately prior to ceasing to be a member, the company agrees to protect him/her on an occurrence basis in their lifetime for incidents during his/her insured period.
If the insured paid less than five years of premium immediately prior ceasing to be a member, and continued to be insured under our private practice professional protection scheme, the above can still take effect.
*1 Subject to the actual policy inception date