Public Doctor, Dentists & Other Clinical Professionals

Unlike a limited company/association, MPPS insurer has the protection of an insurance policy governed by The Office of the Commissioner of Insurance (OCI). OCI authorises and monitors Asia Insurance for compliance with capital and solvency requirements.
Asia Insurance holds an ‘A’ in both Standard & Poor’s Insurer Financial Strength Ratings and Issuer Credit Ratings. We ensure our financial strength rating and counterparty credit rating is at regulatory standard at all times, so you are well protected by us.

Our policy provision clearly lays out your protection conditions at the start of your enrollment. Explaining which coverage is provided, the amounts, exclusions and other restrictions.

No claim will be based on discretionary judgement.

All of your claims are paid in accordance to the terms and conditions stipulated in the policy provisions at the start of your enrollment.

Our rate is better than our competitors. Our insurance pool only covers Hong Kong regional doctors. You are not charged for the wrongs of unrelated doctors in other countries, which results in a lower insurance premium and drives down the insurance risk.

While your insurance is in place, you are fully covered when the incident occurs and when the claim is made.* This in accordance with most commercial liability insurance companies.

*Claims made in US and Canada not included

We cover all medical negligence expenses, not just Good Samaritan Act negligence. All legal advice and representation is also covered by us. You are protected for up to HK$20 million per year in accordance with your individualized plan.